Scam intelligence
Scams happen to people, before money moves.
Paste a text, an email, a link or a screenshot. Flggd tells you if it is a scam and exactly what to do next.
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A text, an email or a chat message. Take out names and account numbers first.
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What happens to your message
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Text Submission
Image Submission
Flggd Verdict
Scam
Red flag
High confidence of a scam. The content, the sender, the intent and where its requests lead all point the same way. Do not reply, click, call or pay.
Likely to be a scam
Yellow flag
It asks you to act: a link, a number, a reply or a payment. Where that request leads is where the harm starts.
Looks normal
Green flag
High confidence this is normal. The content reads as expected, the sender has a safe history, and anything it asks leads somewhere legitimate. Accounts can be taken over, so if a request seems out of character, check again.
Likely to be a scam
Grey flag
Nothing is asked of you yet. The content, the sender or the intent do not add up. Scams like this start friendly and ask later.
This result could not be shown. Check the message again. If it happens twice, use the Flggd app instead.
Score
Scam type
Confidence
Why Flggd says this
What this message wants you to do
Has anything happened yet?
You do not have to answer. Nothing you tap here is sent or recorded, and the verdict above stands either way.
Change answer
Nothing has happened yet
Good. Checking first is the safest thing to do. Do not tap any link, reply, or call any number in the message. Block the sender and delete the message. If it claims to be from an organisation you know, contact them using details you already trust.
Change answer
You tapped a link
Opening a link does not usually take money or details on its own. The harm comes from what you do on the page it opens. If you entered nothing and installed nothing, close the page and do not go back to it. If it asked you to sign in, enter a code, or install something, and you did, choose Gave details instead.
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You gave details
Work through this in order. First, if you gave bank or card details, call your bank now on the number on your card. Next, change the password for any account you entered, and for any other account that uses the same password. If you shared a one-time code, tell the organisation it belongs to straight away. Then turn on two-step verification where you can, and watch your statements for anything you do not recognise.
Change answer
You sent money
Call your bank now, on the number on your card or in your banking app. Say: "I have been scammed and I need to stop a payment." The sooner they hear from you, the more they may be able to stop or recover. In the UK you can call 159 to reach your bank. Do not pay anyone who offers to get the money back. That is another scam.
Report it. US: ReportFraud.ftc.gov, and ic3.gov for online crime. UK: reportfraud.police.uk or 0300 123 2040; in Scotland, Police Scotland on 101. Australia: scamwatch.gov.au. Have ready the message, the sender's number or address, and any payment details.
What to do next
Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.
Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.
No action needed. If the sender later asks for money, codes or personal details, check that message too.
Do not reply at all, not even to say wrong number. A reply tells them the number is live. Block the sender and delete the message. If a request follows, check it again.
Text read from your image
Your image
The closest scam in the Flggd library. Similar, not necessarily the same message.
How this scam works
The closest match is the scam described on this page.
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My Flggd verdict
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What happens to your message
Text message
Hi Mum, I dropped my phone, this is my new number. Can you help me pay a bill today?
Red flag
Text message
Hey, is this still Jenny? We met at the conference last month.
Grey flag
Did you make a $1,240 transfer? Reply YES or NO, or call the number below.
Yellow flag
You have been selected for a remote role paying $450 a day. No experience needed.
Red flag
Text message
Your prescription is ready for collection at the pharmacy on Main Street.
Green flag
Start here
Where are you with this?
Three ways in. Each one gets you to the right answer fast.
01
Something is happening to me
A message, a call, a request for money. Check it now and see what to do.
Check a message
→
02
I am worried about someone else
A parent, a partner, a friend. What to say, what to do, and what to do if they will not listen.
Help someone
→
03
I want to understand how scams work
How each scam type runs, the tactics behind it, and how to spot it early.
Explore the library
→
The verdict
Four answers. Each one tells you what to do.
Every verdict is a judgement on a scale, not a yes or no. Flggd weighs the whole message: what it says, who sent it, what it is trying to achieve, what it asks you to do, where that leads, and every other signal it has learned to read. Then it grades how confident it is.
Scam
Red flag
High confidence of a scam. The content, the sender, the intent and where its requests lead all point the same way. Do not reply, click, call or pay.
Likely to be a scam
Yellow flag
It asks you to act: a link, a number, a reply or a payment. Where that request leads is where the harm starts.
Likely to be a scam
Grey flag
Nothing is asked of you yet. The content, the sender or the intent do not add up. Scams like this start friendly and ask later.
Looks normal
Green flag
High confidence this is normal. The content reads as expected, the sender has a safe history, and anything it asks leads somewhere legitimate. Accounts can be taken over, so if a request seems out of character, check again.
The scam library
165 scams, 12 scam types, every one explained.
Real messages, recreated. How each one works, the red flags, and what to do if you already replied.
For banks and credit unions
The bank sees the payment. Flggd sees the conversation.
Scams are decided long before the transfer. Flggd works across the whole scam, from the first approach to recovery, so your customers stop before money moves.
0
Targeting
Data is stolen, scraped or bought and a profile is built.
Exposure Shield
1
Approach
The first text, call, email or ad lands.
Flggd app
2
Deception
Trust is built and the story takes hold.
SafeLine
3
Transaction
The customer is moved to pay.
SafeHold
4
Post-fraud
Recovery, reporting and stopping it twice.
Recovery guidance
A public benefit corporation
Flggd exists to stop scams. That purpose is written into the company.
Built by fraud practitioners
Decades inside bank fraud and financial crime, now working for the people scams target.
The Flggd app
Check anything, anywhere, in seconds.
Share a suspicious message straight from your phone and get the verdict before you reply.
